Crum & Forster Holdings Corp. (C&F) is a wholly-owned subsidiary of Fairfax. Based in Morristown, New Jersey, C&F, through its insurance companies, writes commercial property and casualty insurance in the United States, offering a broad range of coverages, including specialty, standard and excess and surplus lines. Products and services are offered through the Crum & Forster brand (indicated below).  In 2015, C&F's net premiums written were US$1,659.4 million. At year-end, the companies had statutory surplus of US$1,252.8 million and there were over 2,000 employees.

The C&F group of insurance companies include United States Fire Insurance Company, The North River Insurance Company, Crum and Forster Insurance Company, Crum & Forster Indemnity Company, Crum & Forster Specialty Insurance Company, Seneca Insurance Company, Inc., Seneca Specialty Insurance Company, First Mercury Insurance Company and American Underwriters Insurance Company.   The group also includes an insurance producer, CoverX Corporation, a pet insurance agency, Fairmont Specialty Insurance Agency, and a full service national program administrator, The Redwoods Group, Inc.; program administrator, Brownyard Programs, LTD; and insurance producer, Travel Insured International.

C&F is led by Chairman and Chief Executive Officer, Mr. Marc Adee.  Marc has been with Fairfax since 2000.

Our Brand

Head Office

PO Box 1973
305 Madison Avenue
Morristown, NJ 07962

Tel: 973-490-6600

See for more information about C&F and its subsidiaries.


The insurance operating subsidiaries of C&F have a financial strength rating of “A” (Excellent) by A.M. Best, and a financial strength rating of “A-” (Strong) by S&P.