Crum & Forster Holdings Corp. (C&F) is a wholly-owned subsidiary of Fairfax. Based in Morristown, New Jersey, C&F, through its insurance companies, writes commercial property and casualty insurance primarily in the United States, offering a broad range of coverages, including admitted property and casualty, accident & health, specialty and excess and surplus lines as well as credit and political risk transfer. Insurance products and services are offered through the Crum & Forster brand (indicated below), as well as some pet-related products and services through PetPoint, 24 PetWatch, Pet Protect Ltd., and VioVet Ltd.  In 2021, C&F's net premiums written were US$2,691.8 million. At year-end, the companies had statutory surplus of US$1,853.3 million and there were over 2,500 employees.

The C&F group of insurance companies include United States Fire Insurance Company, The North River Insurance Company, Crum and Forster Insurance Company, Crum & Forster Indemnity Company, Crum & Forster Specialty Insurance Company, MTAW Insurance Company, Seneca Insurance Company, Inc., Seneca Specialty Insurance Company, First Mercury Insurance Company, American Underwriters Insurance Company, Crum & Forster SPC, Crum & Forster SPC Reinsurance Company and Monitor Life Insurance Company of New York. The group also includes a service company: Crum & Forster Services India Private Limited; and insurance producers, C&F Insurance Agency, Inc., The Redwoods Group, Inc., DMC Insurance, Inc., Crum & Forster Insurance Brokers, Inc., Travel Insured International, and Bail USA, Inc. Additionally, the Pethealth Inc. organization joined Crum & Forster  effective January 1, 2021.

C&F is led by Chairman and Chief Executive Officer, Mr. Marc Adee.  Marc has been with Fairfax since 2000.

Our Brand

Head Office

PO Box 1973
305 Madison Avenue
Morristown, NJ 07962

Tel: 973-490-6600

See for more information about C&F and its subsidiaries.


The insurance operating subsidiaries of C&F have a financial strength rating of “A” (Excellent) by A.M. Best and “A” (Strong) by S&P.